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Sunday, July 6, 2008 
Featured Banks | Major Banks | Savers' Scoreboard

Featured
Banks
TelephoneLast Update
(Eastern Time)
Annual Percentage Yield
Money
Market
Three
Months
Six
Months
One
Year
Two
Years
Five
Years
IndyMac Bank Money Market5:56 pm
7/3/2008
 3.85%     
IndyMac Bank CDs5:52 pm
7/3/2008
  3.70% 4.10% 4.35% 4.65% 4.80%
iGObanking.com8:22 am
7/3/2008
 3.28%  2.75% 3.28% 4.00% 4.00%
Countrywide Bank7:45 pm
7/2/2008
 3.65% 3.00%  3.90% 3.50% 3.95%
Capital One Money Markets9:26 am
7/2/2008
 3.00%     
Capital One CDs9:26 am
7/2/2008
   3.25% 3.55% 4.15% 5.00%
5:32 pm
7/1/2008
 3.50%     
UFB Direct CDs2:21 pm
7/1/2008
  2.75% 3.05% 3.15% 3.55% 4.00%
UFB Direct MM2:16 pm
7/1/2008
 2.50%     
Emigrant Direct11:22 am
6/24/2008
 2.75%     
E-LOAN Savings11:16 am
6/24/2008
 3.01% 3.30% 3.61% 3.91% 4.25% 5.00%
AARP Financial11:11 am
6/24/2008
 3.49% 3.04% 3.20% 3.48% 3.92% 4.44%

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Major Banks Annual Percentage Yield
Money
Market
Three
Months
Six
Months
One
Year
Two
Years
Five
Years
West 0.22% 1.45% 1.63% 2.37% 2.65% 3.60%
Southwest 0.19% 1.54% 1.70% 2.64% 2.88% 3.65%
North Central 0.16% 1.49% 1.92% 2.09% 2.31% 2.85%
Southeast 0.31% 1.35% 1.53% 2.21% 2.52% 3.55%
Northeast 0.64% 1.19% 1.44% 1.98% 2.32% 3.97%
 National High 3.50% 1.90% 2.21% 3.26% 3.51% 4.60%
 National Low 0.05% 0.75% 1.00% 1.25% 1.50% 2.00%
National Average 0.35% 1.40% 1.62% 2.23% 2.52% 3.58%
U.S. TreasuryLate New York1.80%2.06%2.30%2.52%3.26%


Leading Brokers Annual Percentage Yield
Three
Months
Six
Months
One
Year
Two
Years
Five
Years
National Average3.29%3.48%4.15%4.60%5.15%

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Savers' Scoreboard
Rates quoted are among the highest offered in the U.S.

MMRate
InstitutionStateLast Update
(Eastern Time)
PhoneMinimum
Deposit
Interest
Rate
Compound
Key
Annual
Percentage
Yield
IndyMac Bank Money MarketCA5:56 pm
7/3/2008
 $100003.78 D=3.85
Countrywide BankVA7:45 pm
7/2/2008
 $100003.58 D=3.65
HSBCDirect.comDE5:32 pm
7/1/2008
 $13.44 D=3.50
AARP FinancialIN11:11 am
6/24/2008
 $13.44 M=3.49
iGObanking.comNY8:22 am
7/3/2008
 $13.23 D=3.28

3mRate
InstitutionStateLast Update
(Eastern Time)
PhoneMinimum
Deposit
Interest
Rate
Compound
Key
Annual
Percentage
Yield
IndyMac Bank CDsCA5:52 pm
7/3/2008
 $50003.63 D=3.70
E-LOAN SavingsCA11:16 am
6/24/2008
 $100003.25 D=3.30
AARP FinancialIN11:11 am
6/24/2008
 $5003.00 M=3.04
Countrywide BankVA7:45 pm
7/2/2008
 $100002.95 D=3.00
UFB Direct CDsIN2:21 pm
7/1/2008
 $80002.72 M=2.75

6mRate
InstitutionStateLast Update
(Eastern Time)
PhoneMinimum
Deposit
Interest
Rate
Compound
Key
Annual
Percentage
Yield
IndyMac Bank CDsCA5:52 pm
7/3/2008
 $50004.02 D=4.10
E-LOAN SavingsCA11:16 am
6/24/2008
 $100003.55 D=3.61
Capital One CDsVA9:26 am
7/2/2008
 $50003.20 D=3.25
AARP FinancialIN11:11 am
6/24/2008
 $5003.15 M=3.20
UFB Direct CDsIN2:21 pm
7/1/2008
 $80003.01 M=3.05

1yRate
InstitutionStateLast Update
(Eastern Time)
PhoneMinimum
Deposit
Interest
Rate
Compound
Key
Annual
Percentage
Yield
IndyMac Bank CDsCA5:52 pm
7/3/2008
 $50004.26 D=4.35
E-LOAN SavingsCA11:16 am
6/24/2008
 $100003.84 D=3.91
Countrywide BankVA7:45 pm
7/2/2008
 $100003.82 D=3.90
Capital One CDsVA9:26 am
7/2/2008
 $50003.49 D=3.55
AARP FinancialIN11:11 am
6/24/2008
 $5003.43 M=3.48

2yRate
InstitutionStateLast Update
(Eastern Time)
PhoneMinimum
Deposit
Interest
Rate
Compound
Key
Annual
Percentage
Yield
IndyMac Bank CDsCA5:52 pm
7/3/2008
 $50004.55 D=4.65
E-LOAN SavingsCA11:16 am
6/24/2008
 $100004.16 D=4.25
Capital One CDsVA9:26 am
7/2/2008
 $50004.07 D=4.15
iGObanking.comNY8:22 am
7/3/2008
 $10003.92 D=4.00
AARP FinancialIN11:11 am
6/24/2008
 $5003.85 M=3.92

5yRate
InstitutionStateLast Update
(Eastern Time)
PhoneMinimum
Deposit
Interest
Rate
Compound
Key
Annual
Percentage
Yield
Capital One CDsVA9:26 am
7/2/2008
 $50004.88 D=5.00
E-LOAN SavingsCA11:16 am
6/24/2008
 $100004.88 D=5.00
IndyMac Bank CDsCA5:52 pm
7/3/2008
 $50004.69 D=4.80
AARP FinancialIN11:11 am
6/24/2008
 $5004.35 M=4.44
iGObanking.comNY8:22 am
7/3/2008
 $10003.92 D=4.00

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Update: White House, Treasury Department and U.S. Congress Rely on BanxQuote Indexes
 Best Savings Rates 
 ProductBest
Rates
Nat'l
Avg.
 
Money Mkt. 3.85% 0.35%
3-Month CD3.70%1.40%
6-Month CD4.10%1.62%
1-Year CD4.35%2.23%
2-Year CD4.65%2.52%
5-Year CD5.00%3.58%
Savers' Scoreboard
BanxQuote Policy
 Best Jumbo Rates 
 ProductBest
Rate
Nat'l
Avg.
 
Money Mkt. 4.00% 1.74%
3-Month CD3.70%1.65%
6-Month CD4.10%1.86%
1-Year CD4.35%2.47%
2-Year CD4.65%2.79%
5-Year CD5.25%3.66%
Jumbo Scoreboard
BanxQuote Policy
  • Money Markets & CDs
  •  
  • Online Banking
  • Professional Market
  • Key Money Rates
  • Dealer CD Rates
  •  Conforming Mortgages 
     TermBest
    Rates
    Nat'l
    Avg.
     
    30-Year6.13% 6.43%
    15-Year5.50%5.91%
    1-Yr ARM4.25%6.98%
     Jumbo Mortgages 
     TermBest
    Rates
    Nat'l
    Avg.
     
    30-Year6.38% 7.84%
    15-Year5.75%6.88%
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     E-Loan Savings
     Best Loan Rates 
     ProductBest
    Rates
    Nat'l
    Avg.
     
    Home Eq. Line4.00% 6.65%
    5-Yr Home Eq.5.24%7.07%
    10-Yr Home Eq.5.24%7.32%
    15-Yr Home Eq.5.24%7.32%
    36mo Auto Loan4.34%6.07%
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